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Incredible Rental Insurance For Apartment References . That's only $2 per month more than lemonade. Web discount amounts and total savings vary based on state and coverages selected. What Is Renters Insurance and What Does It Cover? Allstate from www.allstate.com Its renters insurance policies are available in all 50 states, and the insurer. However, there are a number of points that need to be considered before anything is signed, as the rights and obligations set. We cover the things you own and love.